| 15-month CD |
| 4.00%APY* |
| We think that says it all. |
*APY (Annual Percentage Yield). $5,000 minimum to open and earn APY. Interest rate is 3.94%. Rates are accurate as of August 18, 2008. Rates are subject to change. Fees may reduce earnings. Penalty may apply for early withdrawal. Checking account with bank is required. Checking account opening balance and requirements apply. Limited time offer.